Level 152: Using our Costco card as a debit card

and a hat tip to ibotta.

First, yesterday I had one more ibotta rebate that put me over the $20 threshold to withdraw more cash. They transferred $21 to my PalPal account. I keep checking for ibotta for available rebates. They don’t have many I can use but when there’s something I can use, I grab it. Every time my balance is $20 or more, I can transfer it to PayPal. The rebates really do add up over time.

Consider using my affiliate link to join ibotta. You’ll get started with $10 and I’ll get $5 at no cost to you. You’ll download the app on your phone, scan bar codes for rebates you want to use and snap a picture of your receipt. There are rebates for groceries and other stores. A new one just popped up for Best Buy and I often see Kohls, JoAnn’s fabric and World Market. My only caution is to buy things you were going to buy anyway. Grab the rebates and watch them grow.

You can earn $10 just by signing up and using
ibotta here.

Second, our Costco rebate check hit our mailbox today. It adds $472.85 to today’s deposit completing Level 151. We get a healthy rebate on our spending so we use it as a debit card. Costco partnered with Visa and they do allow us to make a payment every day. I track it in our “You Need A Budget” (YNAB) software so that all purchases are deducted from the appropriate spending category. This counters the common argument that if you use a credit card, you’ll spend more.

We get two rebate checks a year (the second comes in July if I recall and is usually a smaller check based on the rebate offered to executive members.

Level Completed: 152 out of 251
Amount Deposited this month: $816.45
Total Balance: $8,553.63
Our Money Game fund has increased 10.6% so far this month.

$174.73 is needed to reach the next level

New? Start here …

Google Doc spreadsheet showing all 250 levels of the Money Game

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