July Wrap Up

July was a great month that saw us cross the $18,000 line. We are thrilled with this progress! Our account grew more than 9%. This is growth that some people would be happy to see in an entire year. We only leveled up once this month.

Monthly Deposits Beginning Gain Ending % Growth
July, 2016 0 $509.86 $509.86 N/A
August, 2016 $509.86 $1,214.77 $1,724.63 238.26%
September, 2016 $1,724.63 $1,422.87 $3,147.50 82.50%
October, 2016 $3,147.50 $1,493.36 $4,640.86 47.45%
November, 2016 $4,640.86 $1,119.90 $5,760.76 24.13%
December, 2016 $5,760.76 $1,502.69 $7,263.45 26.08%
January, 2017 $7,263.45 $473.73 $7,737.18 6.52%
February, 2017 $7,737.18 $979.77 $8,716.95 12.66%
March, 2017 $8,716.95 $3,795.91 $12,512.86 43.55%
April, 2017 $12,512.86 $896.85 $13,409.71 7.17%
May, 2017 $13,409.71 $937.35 $14,347.06 6.99%
June, 2017 $14,347.06 $2,170.43 $16,517.49 15.13%
July, 2017 $16,517.49 $1,553.47 $18,070.96 9.41%

I’ve also been tracking sick days. Last week,I had a really bad headache for 2 days with a lot of queasiness. I don’t know if it counts as illness or not. No cough, no sneezing, but I slept in for hours both days and went to bed really early the first night. Maybe I was fighting off a bug? If I had been working outside our home, I doubt if I could have driven to work. So I’m calling 2 sick days. These are the first I’ve had since I started blogging. We’re still eating tons of veg, laying off the sugar but may have grilled one too many burgers LOL.


3 thoughts on “July Wrap Up

  1. Nice growth this month! I had a nice boost this month from selling some books to a used book store, & got to 32% growth for the month. Re your next post–interest is one of my favorite deposits too 🙂 (rewards checking is awesome). I don’t know how long I’ll be able to keep up this growth without something else changing. Most of my pay raise is being set aside for a deposit on a car. It is nice to see that I am still growing my Money Game fund while accelerating my car deposit fund. I’m going to work harder on limiting some variable expenses & capturing those savings. I usually just WAM the funds into fun money funds.


  2. WTG Jessica! 32% is amazing!! I don’t know how long you’ve been following but so many of my old posts say exactly what you said – that I didn’t know how long I’d be able to keep it growing. But a year later, it’s going as strong as ever. Isn’t it amazing how you start finding money even when you need it for other things too? Since you mentioned you’re saving for a deposit on a car, I’m going to challenge you to watch Drive Free Cars by Dave Ramsey. It’s only 5 1/2 minutes long and it’s golden! https://cdn.ramseysolutions.net/media/flash/elearning/drive-free/player.html


    1. I have watched that! My ultimate goal is to get to a similar equilibrium point (I don’t think his investment returns are realistic, so I would need more income or to use the money I put in the MG to get that rate). My current car is paid off & I like not having a car payment. I think I will be able to keep my current car until I have enough to replace it with a good used one without a loan but I’m speeding up my savings to be sure of it. 10 year old cars start taking a lot of repairs, & it’s eaten up some of what was part of my car deposit fund.


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